The Employee Retirement Income Security Act of 1974 — commonly called ERISA — is a federal law that regulates employee benefit plans, including those for dental care. Self-funded ERISA plans, which cover 46 percent of subscribers, are becoming increasingly difficult to amend as some carriers argue that ERISA, as federal law, supersedes the state insurance laws that protect patients.

In this video from ADA Executive Director Dr. Raymond Cohlmia, you’ll learn more about ERISA, its impact on dentists and patients, and how the ADA’s ongoing advocacy is driving change on this issue and others.

Be sure to check out this detailed handout showcasing ERISA’s effect on noncovered services and assignment of benefits, plus actions you can take today to drive change.

Our community’s awareness of the issues is a critical step to dental insurance reform, and together, we can achieve a dental benefits system that’s truly beneficial for dentists and patients.

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